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Saratoga Springs, New York CD Rates – 9-Month

You are viewing rates from banks across Saratoga Springs





Below are the best nine-month CD Rates from banks with branches in Saratoga Springs, New York . Nine month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for nine months.

Saratoga Springs, NY - August 2, 2025

Banks APY MIN MILES ?

Rate History: 4.70% → 4.60% → 4.60% → 4.00% → 4.20%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

| May 19, 2018

Experience Read More

Rate History: 3.47% → 4.16% → 3.96% → 4.11% → 3.47%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Saratoga Springs, NY - August 2, 2025


Branch Street City State
TD Bank, National Association
Niskayuna Branch
2309 Nott Street, East Niskayuna NY
Ballston Spa National Bank
Galway Branch
5091 Sacandaga Road Galway NY
TD Bank, National Association
Niskayuna Branch
2309 Nott Street, East Niskayuna NY


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